Long Term Care Insurance

One day, you or a loved one may need assistance with everyday tasks, like bathing, dressing or eating. Long Term Care Insurance can help you plan ahead.

With this in mind, Doyle Rowe LTD has partnered with ACSIA Partners (formerly known as Long Term Care Financial Partners) to provide education for IMRF members about long term care insurance and a variety of available plans. Many of these plans offer discounts for IMRF members, retirees, and extended family members.

Plan Ahead for Your Quality of Life

Today, the average cost for a private room in a nursing home is $300 per day — or nearly $110,000 per year. The average cost for in-home health care is $180 per day. Like most health care costs, these costs will continue to rise. And it’s likely that Medicare and Medicaid won’t cover all of your costs.

How Can Long Term Care Insurance Help?

A quality LTC plan provides you with cash benefits for in-home care, so you can remain in your home. It also offers benefits for skilled nursing and assisted living care, with adjustments for inflation.

You can develop a LTC Plan that suits your budget and your family needs. Call 1-800-564-7227 to learn more about LTC Plans.