IMRF Vision Plans
IMRF retirees and spouses of any age are eligible for the United HealthCare Vision Plan.
2025 Premium Rates
- Individual – $7.50 /month
- Retiree & Spouse – $13.25 /month
- Family – $21.70 /month
(Rates guaranteed through 9/30/2025)
Summary of Benefits |
In-Network Provider | Out-of network Provider |
|---|---|---|
| Eye Exam Twice Every 12 Months | You pay $10 co-pay |
Plan pays $40 |
| Retinal Screening Photography | You pay $39 co-pay | |
| Frames once every 24 months | Plan pays 100% up to $130 retail |
Plan pays $45 |
| Lenses once every 12 months | ||
| Standard Single Vision | You pay $10 co-pay | Plan pays $40 |
| Standard Bifocal | You pay $10 co-pay | Plan pays $60 |
| Standard Trifocal | You pay $10 co-pay | Plan pays $80 |
| Contact Lenses – Standard (Includes disposable or frequent wear) | You pay $10 co-pay | Plan pays $125 |
| Contact Lenses – Premium (includes toric, multi-focal) | Plan pays 100% up to $125 retail | Plan pays $125 |